This policy covers all items shipped using our shipping services, including but not limited to:

Fragile items (e.g., glass, ceramics)
Electronics (e.g., computers, TVs)
Clothing and textiles
Perishable goods (specific conditions apply)

All-Risk Coverage: Protects against all risks of physical loss or damage unless specifically excluded.
Named Perils Coverage: Protects against risks specifically outlined in the policy.

The following items are not covered under this policy:

Cash, currency, or negotiable instruments
Animals or live plants
Items shipped without appropriate packaging
Losses due to natural disasters, unless specifically covered
Items damaged due to the negligence of the insured or improper handling

Notification: Notify us of loss or damage within 24 hours of receiving the item or discovering the issue.
Documentation: Provide the following documents:
Proof of value (receipts, invoices)
Photos of damaged items
Shipping labels and tracking information
Submission: Complete a claims form and submit all documents to our claims department.

Notification: Notify us of loss or damage within 24 hours of receiving the item or discovering the issue.
Documentation: Provide the following documents:
Proof of value (receipts, invoices)
Photos of damaged items
Shipping labels and tracking information
Submission: Complete a claims form and submit all documents to our claims department.

The maximum coverage amount per shipment is AUD2000. Claims exceeding this amount will be capped at the limit stated in the policy.

The cost of shipping insurance is calculated based on the declared value of the items. The premium rate is 20% of the declared value.

This policy is valid for shipments up to [insert weight/volume limit].
Coverage begins once the items are handed over to the carrier and ends when they are delivered at the scheduled destination.
Policyholders must adhere to packaging guidelines to ensure proper coverage.

For any inquiries related to this policy, please contact our customer service:

Phone: +61478610612/+60133208120
Email: melb2kl2021@gmail.com/melb2kl2025@gmail.com
Office Hours: 9AM-6PM

This draft is a basic template. Make sure to adjust it according to your specific business needs and legal requirements.
It’s advisable to consult with legal and insurance professionals to ensure compliance and accuracy.